Today, we're announcing the expansion of Knectd's payout infrastructure to 12 new markets across Latin America and the Middle East. This brings our total coverage to over 150 countries — and, critically, adds real-time local-rail disbursements in some of the fastest-growing fintech regions on earth.
In Latin America, we've gone live with local bank transfers in Brazil (PIX and TED), Mexico (SPEI), Colombia (ACH Colombia), Argentina (CBU transfers), Chile (CLP transfers), and Peru. In the Middle East, we're supporting instant payouts in the UAE (IPP), Saudi Arabia (SARIE), Bahrain, Qatar, Kuwait, and Oman.
Why does this matter? Because cross-border payouts have historically been broken. A UK-based marketplace paying Brazilian sellers typically faces 3–5 day settlement, FX spreads of 3–5%, and zero transparency on delivery timing. With Knectd's local-rail integration, the same payout settles in under 60 seconds at wholesale FX rates.
We've built this infrastructure in partnership with licensed local payment institutions in each market. That means full regulatory compliance — we handle the licensing complexity so our partners don't have to. Whether you're paying gig workers in São Paulo, settling hotel commissions in Dubai, or disbursing insurance claims in Mexico City, it's a single API call.
The technical architecture is designed for scale. Our routing engine automatically selects the optimal payment rail based on amount, currency, urgency, and cost. A payout to Brazil might route via PIX for instant settlement under R$100,000, or TED for larger amounts with same-day clearing. This happens transparently — the integrator sees a unified API.
For our existing partners, the expansion is immediately available. If you're already integrated with Knectd's payout API, you can start sending to these new markets today — no code changes required. We've simply expanded the list of supported destination countries and currencies.
This is the beginning of a broader push. By Q3 2025, we're targeting coverage across Southeast Asia (Philippines, Indonesia, Vietnam, Thailand) and Sub-Saharan Africa (Nigeria, Kenya, South Africa, Ghana). Our goal is simple: make it as easy to pay someone in Lagos as it is in London.
