Disburse Funds Instantly
One-click payouts via FPS or SEPA. Auto-withdrawal to linked bank accounts for staff, drivers, customers, or vendors.
Multiple Ways to Collect & Disburse
Disburse funds directly to staff, drivers, customers, or vendors. Knectd supports multiple payout channels so you can reach anyone, anywhere, instantly.
- Pay by Link — secure URL for bank payments
- SMS Payment — embedded pay-by-bank link
- QR Code — scan to pay from mobile banking
- POS Deployment — in-store tablet or printer
Built-in Intelligence
Real-time transaction monitoring and smart features ensure every payout is tracked, verified, and optimized for speed and compliance.
- Real-time transaction monitoring
- User permission history & audit trail
- LynkAI Sentinel™ fraud scoring (2026)
- Smart routing based on payment type & region
Payment Channels
| Channel | How It Works | Use Case |
|---|---|---|
| Pay by Link | Secure URL for bank payment | Email, Invoice, eComm checkout |
| SMS Payment | SMS with embedded pay-by-bank link | Clinics, appointments, remote billing |
| QR Code | Scan to pay from mobile banking | POS, counter, tableside, delivery |
| eCommerce API | Integrated checkout option | Online stores, subscriptions |
| POS Deployment | Connect QR to in-store device | Hospitality, Retail, Events |
Common Questions About Payouts & Disbursements
How do instant payouts work with Knectd?
Knectd uses Faster Payments (UK) and SEPA Instant (EU) to disburse funds directly to any bank account in seconds. Payouts can be triggered via API, dashboard, Pay by Link, SMS, or QR code — giving you flexibility across web, mobile, and in-store channels.
What payout channels does Knectd support?
Knectd supports five payout channels: Pay by Link (secure URL sent via email or invoice), SMS Payment (embedded pay-by-bank link), QR Code (scan-to-pay from mobile banking), eCommerce API (integrated checkout), and POS Deployment (in-store terminal or printer).
Can I automate bulk payouts to multiple recipients?
Yes. Knectd supports batch disbursements via API for payroll, supplier payments, driver payouts, and marketplace seller settlements. Smart routing automatically selects the optimal payment rail based on amount, currency, urgency, and cost.
Ready to automate payouts?
Disburse funds to anyone, anywhere. FPS and SEPA powered.